Buying a car online has never been easier. Carvana, Carmax, and Vroom let you browse, finance, and purchase a vehicle from your couch — but once you click “buy,” a decision nobody talks about appears: should you let the dealer handle delivery, or hire your own auto transport broker?

The answer affects your cost, timeline, insurance coverage, and who takes responsibility if something goes wrong. Here is the honest breakdown — no marketing fluff, just the numbers and tradeoffs that matter.

How Carvana Delivery Works

Carvana operates its own fleet of multi-car haulers in major metropolitan markets, supplemented by contracted third-party carriers for deliveries outside their service zones. Delivery fees range from $0 (for customers within Carvana’s local delivery radius) to approximately $590 for cross-country shipments. Carvana’s “as soon as next day” delivery applies primarily to in-market purchases; long-distance deliveries typically take 5 to 14 days.

The delivery fee is included in your total purchase price — the “free delivery” marketing is partially subsidized by the vehicle’s margin. Carvana insures the vehicle during transit, and you inspect it at delivery with a 7-day return window. If the car arrives with damage, you deal directly with Carvana rather than a third-party carrier’s insurance company.

How Carmax Shipping Works

Carmax does not own a delivery fleet. Instead, they contract with third-party auto carriers to move vehicles between their 240+ retail locations nationwide. You can transfer a car from any Carmax store to your local store for a fee ranging from $99 (same-state transfers) to $1,999 (cross-country).

Key difference: Carmax shipping is store-to-store, not door-to-door. You must pick up the vehicle at a Carmax location — they will not deliver to your home address. The transfer fee is also non-refundable even if you decide not to purchase the car after it arrives. Transit typically takes 7 to 21 days depending on distance and carrier availability.

How Vroom Delivery Works

Vroom uses a hybrid model — an owned fleet in core markets plus contracted carriers elsewhere. Delivery fees range from $0 to $699 depending on your distance from Vroom’s hub locations (primarily Texas and the Midwest). Like Carvana, the “free delivery” offers are market-dependent. Vroom’s delivery timeline averages 7 to 14 days for out-of-market shipments, and they deliver door-to-door in most covered areas. The vehicle is insured under Vroom’s policy during transit.

How an Auto Transport Broker Works

A broker like Best Care Auto Transport does not own trucks — instead, we connect you with a nationwide network of vetted, FMCSA-licensed carriers.

  1. Get quotes: Provide pickup and delivery locations, vehicle details, and preferred timing. You receive quotes from available carriers.
  2. Choose your carrier: Pick based on price, reviews, timing, and equipment (open or enclosed transport).
  3. Carrier picks up: The driver meets you at the pickup location, you sign a Bill of Lading (BOL) documenting the vehicle’s condition, and the car is loaded.
  4. Delivery: The carrier delivers directly to your destination. You inspect the car, sign off, and the job is done.

Cost is transparent — you see the carrier’s rate plus the broker’s fee. Coverage is nationwide — any pickup address, any delivery address. Carrier cargo insurance (typically $250,000 to $1,000,000 per load) covers your vehicle during transport. And you control the timeline — you negotiate the pickup window that fits your schedule.

Head-to-Head Comparison

Factor Dealer Delivery Auto Transport Broker
Coverage Area Limited to dealer service zones Nationwide — any origin, any destination
Cost Range $0 to $1,999 (often bundled into purchase price) $500 to $1,800+ (distance-based)
Pricing Transparency Opaque — delivery fee is bundled with vehicle price Transparent — separate carrier rate and broker fee
Door-to-Door Carvana/Vroom: yes (in-market); Carmax: store pickup only Yes — to any address accessible by an 80-foot carrier
Insurance During Transit Dealer’s corporate policy Carrier cargo insurance ($250K to $1M)
Timeline Control Dealer sets the delivery date You negotiate a pickup window (typically 1-3 days)
Vehicle Source Only cars purchased from that dealer Any car — dealer, private sale, auction, gift, inherited
Damage Claim Path Through the dealer (single point of contact) Through carrier insurance (BOL documentation is key)
Flexibility Low — one delivery method, one price High — choose open/enclosed carrier, timing, and carrier

When Dealer Delivery Makes Sense

When a Transport Broker Makes Sense

The Hidden Cost of “Free” Delivery

When Carvana or Vroom advertises “free delivery,” the shipping cost is typically absorbed into the vehicle’s purchase price. A car listed at $27,000 with “free delivery” might actually be a $26,300 vehicle with $700 of shipping built in. With a broker, you see both numbers — the car price and the transport cost — and can optimize each independently.

For cross-country purchases especially, splitting the car purchase from the shipping decision often saves $200 to $500 over the dealer’s built-in shipping markup. And you keep the flexibility to ship a car from any seller, not just the dealership’s inventory.

Real Cost Example: Dallas to Chicago (1,000 Miles)

For a standard sedan on an open carrier:

At distances under 500 miles, dealer delivery is often the cheaper and faster option. At 1,500 miles or more, brokers almost always win on price — and you are not locked into buying a car from that specific dealer to get the rate.

How to Decide: Three Questions to Ask

  1. Where is the car right now? If it is at a dealer lot within 200 miles, dealer delivery is convenient and often affordable. If it is 1,000+ miles away or at a private seller’s address, a broker is the better option.
  2. What is the actual delivery line-item cost? Get the exact dealer delivery fee — not the “free delivery” marketing language. Ask for the line-item charge. Then get a broker quote for the same route and compare apples-to-apples.
  3. Who do you want in your corner if something goes wrong? A dealer handles damage claims internally — one call, one resolution path. A broker-arranged carrier operates under FMCSA-mandated cargo insurance, and an experienced broker advocates for you in any dispute. Both paths work; the difference is who picks up the phone when there is a problem.

If you bought a car online and need it shipped, get an instant quote from Best Care Auto Transport. We work with Carvana, Carmax, Vroom, and private-seller purchases — and we will help you figure out whether dealer delivery or broker-arranged transport is the better deal for your specific route.